Date lodged: 4 January 2019
To ask the Scottish Government, of its estimated total of all unpaid student loans, how much is due to (a) the recipient not meeting the income repayment threshold and (b) default by the recipient.
Answered by: Richard Lochhead 1 February 2019
The Student Loans Company (SLC) estimate that, at the end of 2017-18, there was an estimated outstanding student loan balance of
£4,984.5 million. Of this, they estimate that:
(a) Information on the proportion of the total outstanding balance that is due to the repayment threshold is not publically available or held centrally by the Scottish Government. A request can be made directly to the SLC for this information.
(b) £10.6 million (0.2%) is due to default by the recipient.
Source: SLC (2018) Student loans debt and repayment, https://www.slc.co.uk/official-statistics/student-loans-debt-and-repayment/scotland.aspx ).